Pengertian Kartu Kredit Dan Fungsi Utamanya

Binance Review 2018: Comprehensive Crypto Coin Exchange Binance is a Chinese cryptocurrency exchange. Binance was created after attracting funds via an ICO (Initial Coin Offering – creating a new digital asset, backed by the project. Changpeng Zhao, former CTO at OKCoin is currently at the helm of Binance. They are known for fast processing speeds coupled with an ability to process enormous numbers of transactions (1.4 million) each second. It’s been quickly gaining ground in market share cementing a place as a top 20 exchange in terms of volume. Binance transaction has reached a new level and currently score tenth place in the world. Binance offers a generous daily withdrawal limit. They don’t need identity confirmation when the per day remittance is within limit of 2 BTC. Binance Features Binance’s trading platform is web-based. Furthermore it offers two distinct trading layouts, a more simple one and a “Pro” version. Their ICO has created tokens named BNB that are traded on the exchange. They can also be used as a method of paying your trading fees, which will reduce them by 50%. Binance offers their own startup incubator platform as well. The trading functionality of the platform was of more interest so we focused on that for the purposes of this Binance review. Below is the “standard platform” look: Below is the advanced display: BINANCE Advantages Large Cryptocurrency Pairings Supported The competitive advantage of Binance’s platform is the ability to trade every major cryptocurrency pairing in existence. Coinbase and Gemini only offer trading of a handful of the larger market capitalization cryptos, whereas Binance allows users access to trade over 100 crypto coins. Low Fees AND LIMITS The fee structure is simple as well as being priced. There is a flat 0.10% fee on all trading. The 0.10% fee on trades is one basis point. If you were to buy a cryptocoin at 100 you’d have to sell it higher for 101 to profit. Ease of Setup Setting up an account is straight forward, similar to signing up for an account with other service providers. Another advantage is there is no lengthy waiting time, users are able to get setup and running within minutes. This is due to the fact that fiat is not accepted on the exchange. Binance Provides Significant Trading Volume Binance is currently the third largest exchange by cryptocurrency trading volume, according to coinmarketcap. At the time of writing, Binance’s volume was an astounding $5,441,711,452 in the last 24 hours! This volume demonstrates their users clear trust in the exchange, as well as the accessibility of the exchange and ease of transacting. This type of volume requires substantial servers and computational power. Wide Support of Cryptocurrencies No Verification Requirements Binance doesn’t require identity confirmation in instances when the per day remittance is within the limit of 2 BTC. The attractiveness of setting up an account with Binance may be greater for a user in a jurisdiction where certain exchanges choose not to allow new users because of restrictions imposed by that location’s governing regulatory bodies. Ease of Use You’re able to buy and sell crypto pairings with market or limit orders while specifying the amount or percentage you wish to trade for each transaction. BINANCE Disadvantages No Leveraged Margin Trading Margin trading is not available at Binance. Margin trading is a system which allows you to trade with more money than you actually have in your account. Your balance is then used as a guarantee to maintain your position open. No Fiat Functionality This has both advantages and disadvantages. Government fiat deposits are not currently enabled in Binance, instead this exchange focuses only on the digital side of things. Clients can deposit and withdraw the coins supported at the exchange. This means that you’re not able to deposit or withdraw in fiat currency, only cryptocurrency is supported. Relatively New Binance was started in only July 2017, according to this Reddit post. This is a major concern, as they don’t have a history. Despite all the good things people are saying on Reddit. it’s worth mentioning as many exchanges have come and gone. Binance appears to have a visible co-founder, unlike BTC-E. Conclusion Accessible option for obtaining Different Cryptocoins Binance is the most rapidly-growing and communally praised cryptocurrency exchange available. It’s China based location may spell issues in the future due to rumors of a “crackdown“. that currently accounts for a large amount of volume. Although Binance targets high frequency traders, it is quite useful for those getting beginning with altcoin trading. Their lack of fiat money deposits may be difficult to swallow for beginners, only supported cryptocurrencies may be deposited. Binance boasts a large number of various cryptocoins for trading. The main benefit is the ability convert between cryptocurrencies. For instance exchanges such as Coinbase and Gemini are more limited in the number of cryptocurrencies offered. The interface is also conducive to support shorter duration hold time day trading of cryptocurrencies if one were so inclined to deploy that strategy. Binance is an exchange worth looking into and integrating into crypto trading just for their large amount of supported crypto coins.
Halosiana.com - Perkembangan zaman semakin pesat dan semakin modern menuntut semua hal dalam kehidupan manusia serba canggih,cepat dan mudah.Termasuk dalam transaksi jual beli online.Kemudahan disediakan untuk kenyamanan penggunanya.

Transaksi kini semakin cepat dan mudah ditambah lagi dengan berkembangnya belanja online,tiket online, dan lainnya.Dibali itu semua Kartu Kredit yang membantu sebagai alat pembayaran dalam transaksi jual beli non tunai.

Pengertian Kartu Kredit Dan Fungsi Utamanya
Pixhere : Pengertian Kartu Kredit Dan Fungsi Utamanya


Apa itu kartu kredit?

Kartu kredit adalah kartu yang di keluarkan oleh pihak bank yang memberi fasilitas penggunanya untuk melakukan transaksi tanpa harus membawa uang tunai.Kartu kredit yang anda gunakan untuk membayar setiap transaksi anda akan dicatat oleh bank sebagai hutang(kredit) dan harus dilunasi pada tanggal yang ditentukan.


Apasih Kegunaan Kartu Kredit?

Kegunaan kartu kredit sangalah banyak.Biasanya kegunaan keluarnya kartu kredit dari sebuah bank itu berbeda.Mulai dari limit transasksi dan besarnya bunga. nah berikut ini merupakan fungsi kartu kredit yang utama :
  • Sebagai Alat Pembayaran
    • Kebanyakan kartu kredit digunakan untuk membayar sebuah transaksi jual beli.Kemudahan menggunakan kartu kredit membuat banyak pengguna yang memilih membayar dengan kartu kredit dibandingkan debit.Selain itu kartu kredit juga menyediakan fasilitas untuk membayar tagihan dari rekening rumah tangga seperti Listrik,PDAM,Telkom Indonesia dan lain sebagainya.Namun anda harus mengkonfirmasi kepada instansi terkait agar tidak terjadi masalah di kemudian hari.
  •  Cadangan Keuangan
    • Kartu kredit juga dapat digunakan sebagai uang cadangan , yaitu disaat anda membutuhkan uang untuk keperluan secara mendadak dan harus terpenuhi dengan cepat maka kartu kredit dapat dimanfaatkan.
Faktor Yang Perlu Diperhatikan Pengguna Kartu Kredit

Sebagai pengguna kartu kredit anda harus bijak dalam menggunakannya dan anda harus paham dengan beberapa hal yang akan menjebak anda bila tidak anda perhatikan dengan baik. nah berikut ini beberapa hal yang harus anda perhatikan dengan baik :

1.Perhatikan Limit Kartu Kredit Anda

Kartu kredit mempunyai limit yang berfungsi untuk membatasi jumlah transaksi pada setiap bulannya.limit ideal sebuah kartu kredit adalah 5x gaji anda.Jika gai anda dalam 1 bulan adalah 3 Juta maka 3 * 5 juta = 15juta.

2.Jumlah Kartu Kredit

Banyaknya jumlah kartu kredit yang dimiliki oleh seseorang itu dapat merugikan dirinya sendiri.Idealnya , Seseorang memiliki 1buah kartu kredit atau maksimal 2buah kartu kredit bila diperlukan, 1 sampai 2 kartu kredit lebih baik daripada anda memiliki 5 kartu kredit dengan besar limit yang sama karena anda harus membayar biaya tahunan ke-5 kartu kredit tersebut.

3.Jatuh Tempo

Pihak bank akan memberikan bunga yang dibungakan kepada nasabah pengguna kartu kredit yang hanya membayar tagihan minimum tiap bulannya.Hal ini akan merugikan diri anda sendiri dan akan menjadi hutang yang tidak ada habisnya.Untuk menghindarinya , anda perlu membayar tagihan tersebut sebelum jatuh tempo dan bayar penuhlah tagihan pokok tersebut agar tidak menjadi bunga yang dibungakan.

Nah itu sob pengertian kartu kredit dan fungsi utamanya,pengguna kartu kredit harus menahan semua emosionalnya akan keinginan membeli sesuatu , jangan terlalu santai saat menggunakan kartu kredit dan anda harus berfikir bahwa anda juga harus membayar tagihan terebut.

Terus kunjungi Halosiana.com untuk update artikel menarik setiap harinya !

Halosianana.com - Halo pembaca sekalian pada postingan kali ini saya akan menjelaskan tentang Pengertian dan Ciri-Ciri Investasi Bodong, Jika anda ingin mengetahui apakah investasi bodong dan ciri cirinya silahkan simakartikel berikut ini.



Pengertian dan ciri-ciri investasi bodong

Pixabay : Pengertian dan ciri-ciri investasi bodong



Apakah Investasi Bodong itu ?



Investasi Bodong Adalah Suatu Investasi dimana investor atau pelanggan menitipkan sejumlah uang untuk dikelola oleh perusahaan investasi atau perorangan tertentu tetapi sebenarnya uang yang disetorkan itu tidak diproses.


Contoh Investasi bodong adalah sebagai berikut, investasi bodong D4F, Investasi bodong MMM dan investasi bodong koperasi langit.


Sebelum kita mengenali apa ciri-ciri investasi bodong, disini saya akan menuliskan daftar perusahaan yang tidak memiliki izin OJK, Silahkan simak berikut ini...

PT Cakra Pelita Investa
PT East Cape Mining Corporation (ECMC)
PT Eka Pioneer Assetindo
PT Exist Assetindo
PT Glory Golden Indonesia
PT Golden Bird (Index Golden Bird)
PT Golden Traders Indonesia Syariah
PT Gracia Invexindo
PT Indoboclub
PT Indoglobal Samrey International
PT Investasi Mandiri
PT Legion Artha Mulia
Aset Profit
Best Link
Bisnis Cermat Anda
BJ City
Blak Blakan 2
BMA21
CV Kebun Mas Indonesia
Exness Trading
 Itulah daftar perusahaan yang tidak memiliki izin OJK di Indonesia.



Ciri-ciri Investasi Bodong di Indonesia



Menawarkan keuntungan yang tinggi dengan tidak wajar dalam waktu yang singkat.
Biasanya Perusahaan ingin merekrut anggota baru sebanyak-banyaknya
Investasi bodong sangat jarang menjelaskan bagaimana cara kerja Investasi itu
Pihak Perusahaan tidak menetapkan batas minimum Investasi
Sesuai Fakta, ciri-ciri investasi bodong itu status struktur kepengurusan, struktur kepemilikan, struktur kegiatan usaha dan alamat domisili usaha tidak jelas
Kegiatan yang dilakukan menggunakan sistem Money Ponzi atau permainan uang
Biasanya kualitas barang tidak sesuai dengan hargnya, bisa lebih murah atau bahkan lebih mahal
Menggunakan jasa orang-orang terkenal atau penting


Itulah artikel yang membahas tentang Pengertian dan Ciri-ciri Investasi Bodong, dan jangan lupa selalu kunjungi Halosiana.com. Semoga bermanfaat dan Terimakasih.

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